Credit inquiries

Credit Inquiries To learn about credit inquiries and how they may or may not affect your FICO® score, choose a topic below or scroll down the page. What is a credit inquiry? Not all inquiries count toward your FICO score. Your FICO score is not affected when you check your credit. How inquiries are factored

About Credit Scores

About Credit Scores Along with the credit report, lenders can also buy a credit score based on the information in the report. That score is calculated by a mathematical equation that evaluates many types of information that are on your credit report at that agency. By comparing this information to the patterns in hundreds of

What’s in your credit report?

What’s In Your Credit Report Although each credit reporting agency formats and reports this information differently, all credit reports contain basically the same categories of information. Your social security number, date of birth and employment information are used to identify you. These factors are not used in scoring. Updates to this information come from information

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