Kathy King
Loan Officer

NMLS# 201966


My name is Kathy King and thank you for visiting my website. I have been  in the Mortgage Industry since 1989 and  have lived in the area since I was a child attending the local schools and graduating from Manteca High School. I have been married to my husband Manuel since 1981. He is Self-Employed owning K & M Signs in Ripon and we have a daughter, Kristin, who attends Ripon High School. Being able to work within the community in which I live is truly a blessing. Helping a borrower get into their dream home and then running into them at a local Street Fair is so enjoyable!

Being in the mortgage business since 1989,  I have seen the numerous changes and sometimes challenges in obtaining a Home Loan.  I want to be your partner in assisting you through the process to Home Ownership.  I have extensive knowledge in all the loan programs to help you attain your financial  goal.  Whether you are a first time homebuyer, refinancing your present home, buying investment property or moving up to your “dream home”, I would be honored to be your ”Lender of Choice”.

Have a great day!

Apply with me now!


I am impressed and thankful that my loan was processed at a very high speed. Kathy and her team did a great job of keeping the process moving along. Always ready and willing to answer any questions that I might have.
– Mercedes E.

Ability Mortgage was great to work with. Kathy King was very quick in responding to all our questions and was great about having our paperwork completed in a very timely manner. Even with all the moving parts, Kathy worked with our realtor to make sure we had all the information and updates we needed as we waited to close on our home. It was a great experience.
-Cesar H.

I love to work with Kathy King and will keep working with her. She has a great personality. she never complains always is there for any questions that I or my clients may have. Kathy always goes above and beyond. Great Job!
-Lovleen T.

Kathy was extremely patient and very professional. She answered my every question and explained every detail throughout the entire process. It was a pleasure to work with her!
-Julie D.

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