Kevin Hawes
Branch Manager/Loan Officer

NMLS #281525


Thank you for viewing my web page.It is an incredible honor to be able to assist a homebuyer or home owner with their home mortgage. I appreciate and look forward to the opportunity to assist you in this process. Ability Mortgage has been helping clients realize their dreams of home ownership for over 20 years now. Recently, we have improved our business and our program offerings for our clients by becoming a direct lender. We are now a part of the American Pacific Mortgage Company family.I was born and raised in Ripon. After my college days at Fresno State (Go Dogs), I came back to Ripon with my wife. We now have 2 children, that keep us very active…..from sports to school to church.I also believe in giving back. I am involved with the Ripon Quarterback Club, the Ripon Sea Lions Board and the City of Ripon Planning Commission. I am also the President of the Mortgage Lender’s Association of Stanislaus County. I show this, not to be prideful, but to show how important the community that I live and work in is to me.

Please contact me with any questions you might have. I look forward to meeting with you soon.

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