Thank you for all your amazing service!
Mr. & Mrs. LaMar February 4, 2015
Kevin, our experience with you, each time we have worked with you and your staff has been exemplary. We can’t think of anything you could have done better. Thanks once again for helping us.
Mr. & Mrs. McPherson February 4, 2015
You all were great! That’s why we love Ripon!
Mr. & Mrs. Power February 4, 2015
Donna did an amazing job. She was very professional! Thank you for everything!
Ms. Dagher February 4, 2015
We enjoyed working with Deborah and look forward to working with her again. Thank you.
Mr. & Mrs. Tyler February 4, 2015
Thanks Deborah! You’re awesome! We love our new home. We are very satisfied and surprised with the loan, rate, and entire process of buying a home! It was a breeze!
Mr. Koehler February 4, 2015
You did an outstanding job! Thank you!
Mr. & Mrs. Wharton January 16, 2015
A BIG Thank you for your Class that you put on today. I really learned a lot from it and it will go along way. I look forward to your future classes that you put on and also look forward to sending clients your way, Also the Cob Salad was the best.
Ms. Karen Grissom with Performance Realty February 4, 2015
Thank you for your patience with me and for explaining everything I did not understand Kevin.
Ms. Coover February 4, 2015
Having dealt with home financing with the four homes we have owned, we are very, very happy customers of Ability Mortgage. The professionalism and expedient service provided are beyond the norm!
Mr. & Mrs. Botell February 4, 2015
Ability Mortgage provided OUTSTANDING customer service! Every employee was wonderful to work with. We’re so happy with used Ability Mortgage to buy our new family home.
Christopher January 16, 2015
Ability Mortgage came highly recommended to me by two coworkers. My expectations were surpassed! Thank you!
Ms. Lauterbach January 16, 2015
Deborah was amazing! She was extremely quick and efficient and made the entire process seem effortless. I will recommend her to everyone I know who needs a mortgage or refi!
Mr. & Mrs. Scholl February 4, 2015
Thank you Deborah for all your hard work. I will always come to you for a loan.
Mr. & Mrs. Nowak February 4, 2015
Thanks for everything. I’m very happy with your service.
Mr. Gutierrez January 16, 2015
Thank you for all the hard work you did to get my loan processed in a timely manner.
Mr. Smith January 16, 2015
Thank you for making this a smooth process. Donna was an excellent source of knowledge and very efficient!
Mr. Rogers February 4, 2015
It was a pleasant experience. Nancy was a huge help and remained calm during stormy weather.
Mr. Grussing February 4, 2015
Deborah did an excellent job at making sure everything was done in a timely manner especially since we had been referred so many times. Thank you very much!
Ms. Meza February 4, 2015
My family has worked with Deborah many times. She is always very professional and helpful. I think she tries her hardest to satisfy our family. We will continue to use Ability Mortgage.
Ms. Sandoval February 4, 2015
Kevin always followed through and helped us understand the process and didn’t leave us guessing! Thank you so much for walking us through everything and always being available and so approachable. You guys were so great to work with and always so friendly.
Mr. & Mrs. Hillman February 4, 2015
Donna went above and beyond for me in this refinance!
Ms. Bennicoff-Nan February 3, 2015
Everything was explained very well. Thank you for all the help that you gave me. It is a great satisfaction that you helped me with the loan of my house. Thank you very much and God bless you!
Mr. Ruiz January 16, 2015
This was our second loan with you and we are very happy!
Mr. & Mrs. Bartels January 16, 2015
Nancy is knowledgeable and personable. I like working with her. I liked that she remembered me from 12 years ago and that she knew my dad.
Ms. Barton February 4, 2015
The service was fantastic. They made our first home buying experience a breeze!
Mr. & Mrs. Lucchesi February 4, 2015
Kevin, you did EVERYTHING exceptionally well! From start to finish you were forthcoming, supportive and an excellent communicator. We so appreciate your integrity, professionalism and personalized service. We never felt like a number on a file to you, but rather that you were as invested in the process of buying our first home as we were. We could not have navigated this process without your expertise, attention to detaiand unending hardwork. You met with us to determine our mortgage potential, walked us through many offers, stood behind us when lenders questioned our finances, spent countless hours working with the numbers to find the right balance to get our dream home, and then you actually came to the signing at the title company. Thank you!
Mrs. Neal-Ricker February 4, 2015
Thank you Nancy for your patience in getting this loan done!
Mr. & Mrs. Huarte February 4, 2015
Ruby was a positive liaison between my family and the underwriter and bank. She realized that life situations develop some unique credit remarks and placed considerable effort in correcting them. Her responses were timely and even during unorthodox hours, very helpful. She did an excellent job.
Stephen Collyer January 16, 2015
Deborah has always done what was best for use and gone beyond. Thank you for everything and we’ll see you in the future!
Mr. & Mrs. Munoz February 4, 2015
Deborah helped us with a refinance on a previous home many years ago and we kept her contact information with the idea that we might need to contact her to do another refinance in the future. She kept us in the loop by communicating what was happening at each stage of the process, even if it was to say “Hey, things look great.” We really appreciated it.
Mr. & Mrs. Laberdee February 4, 2015
I loved working with everyone in your office. It was an incredible experience all the way around. I realize that the loan process was business but I feel as though I made friends in the process. I felt as though you cared. Thank you for everything. And thank you for taking my ‘hundreds’ of calls with so much patience.
Mr. & Mrs. Moitoso February 4, 2015
Thank you guys! We appreciate your hard work in getting us into our new home!
Mr. & Mrs. Jasper January 16, 2015
Your patience, expertise in home mortgages, and informative discussions were very much appreciated. I could not have asked for a better experience while buying my first home. I appreciate your flexibility and availability. It was comforting knowing that I could always get ahold of you. After talking to peers about their home buying experience, I know that mine was the best. I’m appreciative that you were there at the signing of the papers as well. I knew nothing would be overlooked or missed. You are truly the best! Thanks for everything!
Ms. Webb February 4, 2015
Deborah, you’ve done it all! You are the greatest! If I know anyone who needs your services I will definitely recommend you! You can’t improve perfection. Thank you so much for being on top of things!
Ms. Cahill February 4, 2015
I liked how Deborah worked with my real estate agent. She was even there at the signing. It made me feel well represented.
Mr. Smith February 4, 2015
We would recommend Deborah to anyone! Thanks!
Mr. & Mrs. Vander Wal February 4, 2015
Our experience was fantastic! Thank you Donna!
Mr. & Mrs. Anderson February 4, 2015
Our experience working with you was exceptional. Anyone we worked wtih was friendly and professional. We will recommend you to family and friends. Thank you!
Mr. & Mrs. Bair January 16, 2015
We were treated more like friends rather than just clients. Thank you to the entire staff.
Mr. & Mrs. Bartels February 4, 2015
Nancy is wonderful to work with. She did an outstanding job. Thank you Nancy!
Mr. Grace February 4, 2015
We were happy about how everything worked out! Thanks for your help!
Mr. & Mrs. Murray February 4, 2015
We really enjoyed working with Donna!
Mr. & Mrs. Nelson January 16, 2015
Donna’s professionalism and courtesy was exactly what we were looking for when selecting someone to assist us in our refinancing need. Thank you Donna!
Mr. & Mrs. Villines January 16, 2015
We felt so comfortable and satisfied with you Deborah. Your warm personality, time spent making yourself available, reassurance whenever a lapse would occur meant a lot to my father. He stated your being a Christian was the clincher that enabled him to trust you. Thanks so much for a job well done! We have highly recommended you to others!
Mr. Scalf February 4, 2015
I was super impressed at Deborah’s knowledge on loans and how personable she was. Always very professional.
Ms. Delgado February 4, 2015
Thank you to you and your team for everything. We got moved in, in time, to have 150 trick or treaters. We had the family over for Thanksgiving. And now time to think about Christmas decorations. We are getting settled. Yes, I won’t finish unpacking for a while… But thank you for helping is with our new home.
Gwen January 16, 2015
I never thought I could buy a house. When I had my doubts and was upset Deborah and Bill said things that made me feel totally okay. I am very happy. Thank you very much!
Ms. Shaffer February 4, 2015
The rate, payment and loan amount all stayed the same throughout the complete process. It was very nice to show up to sign and all the numbers were what we were told they would be. Also Nancy, you were always available to us. You returned calls and answered any questions we had.
Mr. & Mrs. Wiemers February 4, 2015
Kathy was an incredibly customer-focused loan officer who took care of us every step of the way. Would do business with her again in a second.
Michael Auzenne June 28, 2017
Sincere thanks to Deborah Romero, who kept in touch with us this last year and was ready to help at the right time. Thanks again!
Mr. & Mrs. Smith February 4, 2015
I would work with Donna again in a heartbeat! It was an easy, smooth transaction and she kept us informed at every step. She even made house calls!
Deborah Chiulli June 28, 2017
Kevin, Donna, and Patty have always been excellent. They are the best!
Mr. and Mrs. Williams February 4, 2015
Excellent work Kevin and Donna! I feel like I learned so much through this experience with you guys. Thanks for all of your help and patience! I really appreciate everything. I can’t wait to buy another house!
Ms. Webb February 4, 2015
We love the hard work Deborah Romero provided. She was very helpful the entire process. She went far & beyond services expected!!
Mr. & Mrs. Rodriguez February 4, 2015
Thank you! The whole process was extremely smooth and painless.
Mr. & Mrs. Scholl February 4, 2015
Thanks for everything. It was a pleasure working with you.
Mr. & Mrs. Morris January 16, 2015
Nancy worked so hard to make sure everything went smoothly. Her estimates were almost exact.
Mr. & Mrs. Van Zwaluenburg February 4, 2015
Service was excellent! We will refer all we know to Deborah! Thanks!
Mr. & Mrs. Snavely February 4, 2015
Donna went out of her way for us, sending to all the different mortgage companies that wanted us to have preapproval. We very much appreciated her help.
Mr & Mrs. Overgaauw February 4, 2015
Deborah, you did everything you said you were going to do for us. You had it done on or before you had said. That doesn’t happen too often these days. Thank you!
Mr. & Mrs. Oliveria February 4, 2015
Nancy worked so well with my real estate agent, JoAnn Bear. It was great! Thank you!
Ms. Ribeiro February 4, 2015
Kevin, you stuck to your word and closed my loan exactly in the time frame you quoted. My daughter and I are very impressed. Thank you for your excellence.
Ms. Cutting February 4, 2015
Thanks so much for everything! Everything was great!
Mr. & Mrs. Burford January 16, 2015
We couldn’t have asked for a more pleasant experience. Cindi, made sure to keep us informed and even called us when there was no new news to report. Who does that nowadays? We moved to CA from out of state and Cindi was able to work magic for us and get us into our new home. My wife and I were so impressed with Cindi and feel blessed that our realtor referred her to us. She went above and beyond and we just love our new home! It wouldn’t have been possible without her working so hard to make it happen.
William September 15, 2016
We are so pleased with your professional, speedy, and friendly service. You made the financial end of buying a home worry free. We were very confident in your ability! Thank you!
Mr. & Mrs. Applegate January 16, 2015
Helped get my credit score up and close escrow within a very short time frame. Look forward to working with Ability again in the future. I never even stepped foot in the office. Everything was done through email and over the phone.
Mr. Wilbur February 4, 2015
Deborah, I wanted to thank you for the return address stamp. You must’ve read my mind. Also, I won’t forget you if anyone I know needs a Mortgage Broker. You are the best!
Ms. Cahill February 4, 2015
We appreciate you watching the rates and getting us the best rate out there Kevin.
Mr. & Mrs. Knutson February 4, 2015
Thank you for taking the time and effort to find me the best rate possible given my circumstances. And thank you for communicating with me on a constant basis on the status of the loan.
Mr. Bayne February 4, 2015
We appreciated you appealing our original assessment, which then went up $10k. Nancy is the best! We totally trust her and we look forward to working with her again!
Mr. & Mrs. Van Zwaluwenburg February 4, 2015
Deborah Romero was very helpful and dedicated in making our experience worth while. We appreciate her service
Mr. & Mrs. Bates February 4, 2015
Need Help Understanding Your Mortgage Options?
Who wouldn't these days! It seems like there are more questions than ever to ask regarding mortgages. Our promise is to guide you through the information and to help you make an informed decision that will keep your life worry-free.
Buying a Home?
These days it's all about getting the "correct" loan for your situation. Together, we will develop a personalized loan that will give you peace of mind and a plan to follow when the speed-bumps in life come along.
Curious about Refinancing?
We can explain the process and what you can expect from it. The benefits of refinancing include a reduced interest rate and monthly payment, and possibly a plan to help you pay down your balance more quickly.
Looking to Leverage Your Home's Equity
The equity that built up over years of home mortgage payments can be paid to you. We can explain how the process works and what you can expect.